AI Prompt: Settlement Offer vs. Demand Decision Analysis for PI Cases
Decide whether to accept, counter, or litigate a PI offer with a net-recovery comparison that factors fees, costs, venue, and policy limits.
The Prompt
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Preview prompt structure
11: Settlement Demand vs. Offer Analysis The insurance company has made a settlement offer of $[amount] on a case where we demanded $[amount]. Analyze whether we should accept, counter, or proceed to litigation. Case details: - Total medical specials: $[amount] - Lost wages: $[amount] - Liability:...
Variables (3)
| Variable | Description | Example |
|---|---|---|
| {{amount}} | Dollar Figures (USD) | 150000 |
| {{list}} | Injuries (List) | Cervical disc herniation C5-C6; right rotator cuff tear; mild TBI. |
| {{percentage}} | Contingency Percentage | 33.33 |
Expected Output
A decision memo comparing net recovery scenarios, listing risk factors, and recommending accept/counter/litigate with a counter-offer figure.
Usage Notes
Run on Claude Sonnet 4.5+ for tabular reasoning. Have the model show its math; never accept a 'recommended counter' without reviewing the underlying expected-value calculation.
Originally featured in: AI for Personal Injury Lawyers: Prompts for Demand Letters, Medical Summaries & Depositions
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